WHAT DOES CAR INSURANCE COVER?
Car insurance can cover you for accidents involving other vehicles, vandalism, weather, animals, bodily injuries and more. Since we work with multiple companies, you can select the coverage you get because our policies are customizable – you can choose the auto insurance policies that suit your lifestyle. You can have peace of mind knowing we will provide you and your car with great protection on the road. Take a look at the various coverage types below to find out which one is right for you.
Liability coverage
Many state laws require liability coverage, also known as “property damage/bodily injury.” It can help cover expenses from damaging a vehicle to injuring a person in an accident.
Collision coverage
Collision coverage can help pay for damage to your car after an accident involving another vehicle.
Comprehensive car insurance
Comprehensive coverage can help pay for damage to your car from vandalism, weather events and accidents involving animals.
Uninsured motorist insurance
Uninsured motorist insurance coverage helps protect you and your vehicle from uninsured drivers and hit-and-run accidents.
Underinsured motorist insurance
Underinsured motorist insurance helps protect you from drivers who do not have enough insurance to cover the costs of an accident
Medical payments coverage
Mandatory in some states, Med Pay coverage can help cover medical costs related to an accident, regardless of who is at fault. In addition, personal injury protection can help defray costs from medical bills and lost wages as the result of an accident.
Personal injury protection (PIP) insurance
Personal injury protection insurance can help defray costs from medical bills and lost wages as the result of an accident.
Vanishing Deductible
As a way to reward safe drivers, some companies offer this option. With this program you can reduce your deductible $100 for every year of safe driving.
Accident Forgiveness
Accidents are hard enough. Learn how you can avoid a rate increase following the first at-fault accident on your policy. In addition, gap insurance coverage can help cover the amount you owe on your new car after an accident
Roadside Assistance
This optional auto insurance coverage can help you if you need a tow, run out of gas or get a flat.
Towing and labor insurance
This coverage can reimburse you for a tow and for the labor costs to get your car up and running again.
Rental reimbursement insurance
Rental car reimbursement helps pay for a rental car if your own vehicle can’t be driven after an accident.